Fees

At Maas Capital, we are compensated only through the fees our clients pay us – we do not sell any financial products, do not collect sales commissions, and do not accept referral fees.

We believe that this fee-only arrangement provides us with the independence and objectivity to recommend the investments and solutions best-suited to our clients’ needs, and our clients with the assurance that the advice they receive is unbiased.

Wealth Management Fees

Our wealth management fees are based on the market value of your assets under our management, and generally cover full wealth management services, including financial planning and investment management.

Maas Capital’s wealth management fees are calculated according to the following annualized schedule:

• 0.90% of the first $500,000
• 0.75% of the next $500,000
• 0.60% of the next $1,000,000
• 0.45% of the next $2,000,000
• 0.30% of assets over $4,000,000

Wealth management fees are payable at the end of each quarter, based on your portfolio’s market value at quarter-end.

There is a minimum annual wealth management fee of $4,000.

Because of our minimum annual fee, wealth management clients with limited assets under management may find that lower fees for comparable services may be obtained from other sources.

In addition, new wealth management clients pay a one-time flat fee for our preparation and presentation of their initial financial plan and investment strategy.  Our fee for this initial plan and strategy typically ranges from $1,500 to $10,000.  We provide all prospective clients with a capped quote for this work in advance.

For some prospective clients, our wealth management service may not be appropriate.  For those clients, we are pleased to offer financial planning and investment management as stand-alone services.

Financial Planning Fees

Initial Financial Planning
The fee for a financial plan is based on a number of factors, including the complexity of the scope of work agreed and the time required of us to prepare, present and review your plan with you.  Other factors may include your income and/or net worth.  Our fees for a financial plan typically range from $1,500 to $10,000.

Ongoing Financial Planning
Because financial planning is a process that should last a lifetime, ongoing planning is an important service provided by us.

After we’ve completed your initial financial plan, you may retain us for ongoing planning advice on an unlimited, as-needed basis under an annual retainer agreement.  Alternatively, you may prefer to contact us as questions arise, on a “project” basis, in which case our compensation will be at an agreed hourly rate.

Investment Management Fees

Our investment management fees are based on a percentage of the market value of your assets under our management, according to the following annualized schedule:

• 0.90% of the first $500,000
• 0.75% of the next $500,000
• 0.60% of the next $1,000,000
• 0.45% of the next $2,000,000
• 0.30% of assets over $4,000,000

Investment management fees are payable at the end of each quarter, based on the portfolio market value at the end of the quarter.

There is a minimum annual investment management fee of $1,000.

Because of our minimum annual fee, investment management clients with limited assets under management may find that lower fees for comparable services may be obtained from other sources.